Bank Exam

IBPS is recruiting Specialist Officers for Public Sector Banks for the year 2025-26 . The Online Examination  (Preliminary  and  Main)  for  the  upcoming  Common Recruitment  Process(CRP)  for Recruitment  and Selection  of  Personnel in  Specialist  Officers’  Cadre  posts in  the Participating Public Sector Banks in the following Fields :

S No	Post	No of Vacancies
1	IT Officer (Scale – I)	203
2	HR / Personnel Officer (Scale – I)	10
3	Marketing Officer (Scale – I)	350

AGE (As on 01/07/2025)

Minimum: 20 years   Maximum: 30 years . A candidate must have been born not earlier than 02.07.1995 and not later than 01.07.2005 (both dates inclusive).

Educational Qualifications :

Structure of Examination :

Preliminary Examination :

Main Examination :

The online examinations for the upcoming Common Recruitment Process for RRBs Group “B”- Office Assistants (Multipurpose) will be conducted by the Institute of Banking Personnel Selection (IBPS)

The interviews for recruitment under the same process will be coordinated by the Nodal Regional Rural Banks with the assistance of NABARD and IBPS in consultation with the appropriate authority

Any eligible candidate, who aspires to join any of the Regional Rural Banks as Group “B”-Office Assistants (Multipurpose), must register for the Common Recruitment Process

For the post of Office Assistants (Multi-purpose), candidates who will qualify in Preliminary Examination and shortlisted will have to appear for Main Examination. They will be provisionally allotted on the basis of the marks obtained by them in the Main Examination and the actual vacancies reported by the RRBs

ELIGIBILITY CRITERIA :

AGE :

Between 18 years and 28 years

The maximum age limit specified above is applicable to General Category candidates and EWS category candidates only. For other categories the following relaxations would apply:

EDUCATIONAL QUALIFICATIONS :

*Proficiency in local language

For recruitment of Office Assistants (Multipurpose), proficiency in local language as specified below shall be an essential qualification:-

o Candidates who have already studied the language of the State in standard VIII or any level above standard VIII in Government recognized Boards of Education/ School or having any certificate to the effect for standard VIII or any level above standard VIII would be considered proficient in that local language.

 o Where the candidate does not meet the aforesaid requirement in local language at the time of selection, he will be given a time of six months from the date of joining to acquire the proficiency. This period can be extended by the Boards of RRBs within the framework of the rules and provided that such extension should not be beyond the probation period.

CREDIT HISTORY

• The candidate applying shall ensure that, they maintain a healthy Credit history at the time of joining of RRBs. The minimum credit score will be as per the policy of participating RRBs, amended from time to time.
• Those candidates whose CIBIL status has not been updated before the date of joining, have to either get the CIBIL status updated or produce the NOCs from lender to the effect that there is no outstanding with respect to the accounts adversely reflected in the CIBIL, failing which the letter of offer shall be withdrawn / cancelled.

ONLINE EXAMINATION STRUCTURE :

Preliminary Examination (objective type)

Main Examination (objective type)

Note : · Candidates can opt either 4 a or 4 b.

PENALTY FOR WRONG ANSWERS (APPLICABLE TO ALL – PRELIMINARY, MAIN EXAMINATIONS)

There will be penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for that question.

For the post of Office Assistants (Multipurpose) – Marks obtained only in the online main examination will be considered for final merit listing.

SBI has issued notification for Recruitment of Probationary Officers for the year 2025 . the recruitment process which will be held in three Phases viz. Phase-I, Phase-II & Phase-III. Candidates who are shortlisted after Phase-I (i.e. Preliminary Examination) will have to appear for Phase-II (i.e. Main examination). Candidates who are shortlisted after the Phase-II will be subsequently called for Phase-III (i.e. Psychometric Test, Group exercise & Interview).

CIBIL:

Candidates who have defaulted in repayment under any lending arrangement with Banks / NBFCs/ Financial Institutions including credit card dues and have not regularized / repaid their outstanding thereunder till the date of issuance of letter of offer of appointment by the Bank, shall not be eligible for appointment to the post

VACANCIES :

TENTATIVE SCHEDULE OF EVENTS :

ELIGIBLITY CRITERIA:

Age Limit (As on 01.04.2025):

Not below 21 years and not above 30 years as on 01.04.2025 i.e. candidates must have been born not later than 01.04.2004 and not earlier than 02.04.1995 (both days inclusive). Relaxation in Upper age limit shall be as below:

Essential Academic Qualifications (as on 30.09.2025):

Graduation in any discipline from a recognized University or any equivalent qualification recognized as such by the Central Government. Those who are in the Final Year/ Semester of their Graduation may also apply provisionally subject to the condition that, if called for interview, they will have to produce proof of having passed the graduation examination on or before 30.09.2025

SELECTION PROCEDURE:

The selection for Probationary Officers will be done through a three-Phase process:

Phase-I: Preliminary Examination:

Preliminary Examination consisting of Objective Test for 100 marks will be conducted online. The test will have of 3 Sections (with separate timings for each section) as follows:

Selection criteria for Main Examination: Category wise merit list will be drawn on the basis of the aggregate marks scored in the Preliminary Examination. There will be no sectional cut-off in preliminary examination. Candidates numbering 10 times (approx.) of the numbers of vacancies in each category will be short listed for Main Examination from the top of above merit list

Phase-II: Main Examination:

The Main Examination will be conducted online and will consist of Objective tests for 200 marks and Descriptive test for 50 marks. The Descriptive test will be administered immediately after conclusion of the Objective test and candidates will have to type their Descriptive test answers on the computer.

SELECTION CRITERIA FOR PHASE-III:

• SECTIONAL CUT OFF IN MAIN EXAMINATION: ❖ Each candidate will have to score a minimum score in each test (i.e. Test I, II, III, IV & Descriptive paper individually) in Main Examination. ❖ Depending on the number of vacancies available, sectional cut offs will be decided. (B) MINIMUM AGGREGATE QUALIFYING SCORE: Category wise merit list will be drawn on the basis of the aggregate marks scored in Main Examination. Candidates numbering up to 3 times (approx.) of the category wise vacancies will be shortlisted for Phase-III from the top of the category wise merit list subject to a candidate scoring the minimum aggregate qualifying score, as decided by the Bank.
• PENALTY FOR WRONG ANSWERS (APPLICABLE TO BOTH – PRELIMINARY & MAIN EXAMINATION):  There will be penalty for wrong answers marked in Objective Tests. For each question for which a wrong answer has been given by the candidate, 1/4th of marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. if no answer is marked by candidate, there will be no penalty for that question.

Phase-III:

Comprise of (a) PSYCHOMETRIC TEST (b) GROUP EXERCISE (c) PERSONAL INTERVIEW (a) PSYCHOMETRIC TEST: The Bank will conduct Psychometric test for personality profiling, of those candidates who will be shortlisted for Phase-III. Findings of the test may be placed before the Interview panel for having a thorough perspective on the candidates.

FINAL SELECTION:

The candidates will have to qualify both in Phase-II and Phase-III separately. The marks obtained in Main Examination (Phase-II), both in the Objective Test and the Descriptive Test, will be added to the marks obtained in Phase-III for preparing the final merit list.

The marks obtained in the Preliminary Examination (Phase-I) will not be added for preparing the final merit list for selection. The marks obtained by the candidates in Phase-II (Main Examination both Objective & Descriptive Tests) and Phase-III (Group Exercise & Interview) will be normalized to 100 marks as detailed below.

EMOLUMENTS:

Presently, the starting basic pay is 48,480/- (Plus 4 advance increments) in the scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920 applicable to Junior Management Grade Scale-I. The official will be eligible for DA, HRA, CCA, PF, Contributory Pension Fund i.e., NPS, LFC, Medical Facility, Lease rental facility etc. and other allowances & perquisites as per rules in force from time to time. The approximate CTC at initial scale of pay at Mumbai Centre is Rs.20.43 Lacs.

IBPS is set to issue the notification for the recruitment of Officers for RRBs . IBPS has announced the tentative exam schedule . The Preliminary Exam is expected to be held on 22^nd and 23^rd November 2025 and the Main Exam is expected to be held on 28^th December 2025

For the posts of Officers Scale I and Office Assistants (Multi-purpose) the examination will be two tier i.e. the Online Examination will be held in two phases, Preliminary and Main Examinations.

ELIGIBLITY CRITERIA :

AGE LIMIT  : Above 18 years – Below 30 years

ACADEMIC QUALIFICATION : Bachelor’s degree in any discipline from a recognized University or its equivalent  . Preference will be given to the candidates having degree in Agriculture, Horticulture, Forestry, Animal Husbandry, Veterinary Science, Agricultural Engineering, Pisciculture, Agricultural Marketing and Cooperation, Information Technology, Management, Law, Economics or Accountancy; Proficiency in local language as prescribed by the participating RRB/s*

Desirable: working knowledge of Computers.

CREDIT HISTORY :

The candidate applying shall ensure that, they maintain a healthy Credit history at the time of joining of RRBs. The minimum credit score will be as per the policy of participating RRBs, amended from time to time

SELECTION PROCEDURE

The selection process will consist of on-line test (Preliminary & Main exam) followed by Interview of shortlisted candidates

ONLINE EXAMINATION STRUCTURE

Preliminary Examination (objective type)

Main Examination (objective type)

There will be penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for that question.

Each candidate will be required to obtain a minimum score in each test of Online Main Examination to be considered to be shortlisted for interview. Depending on the number of vacancies available, adequate number of candidates in each category not exceeding three times of the declared vacancies in each state shall be called for interview, subject to availability

Marks obtained only in the online main examination will be considered for shortlisting for interview and final merit listing.

IBPS has announced the schedule for recruitment of Customer Service Associates / Clerks for Public Sector Banks for the year 2025 – 26 . Since recruitment  in clerical  cadre in  Public  Sector  Banks  is  done  on  State/UT-wise  basis , candidates can apply for vacancies in any one State/ UT only

VACANCIES IN SOUTH INDIAN STATES :

State Bank of India (SBI) has announced recruitment for 5180 posts of Junior Associates (Customer Service & Sales)

ELIGIBILITY CRITERIA:

1. Age Limit: (As on 01.04.2025) Not below 20 years and not above 28 years as on 01.04.2025, i.e. candidates must have been born not earlier than 02.04.1997 and not later than 01.04.2005 (both days inclusive).
2. Essential Academic Qualifications: (As on 31.12.2025): Graduation in any discipline from a recognised University or any equivalent qualification recognised as such by Central Government.

Those who are in the final year/ semester of their graduation may also apply provisionally subject to the condition that, if provisionally selected, they will have to produce proof of having passed the graduation examination on or before 31.12.2025

SELECTION PROCEDURE:

The selection process will consist of on-line test (Preliminary & Main exam) and test of specified opted local language.

Phase-I: Preliminary Examination: Online Preliminary Exam consisting of Objective Tests for 100 marks will be conducted online. This test would be of 1- hour duration consisting of 3 Sections as follows:

Sl No	Name of Test	No of Questions	Max Marks	Duration
1	English Language	30	30	20
2	Numerical Ability	35	35	20
3	Reasoning Ability	35	35	20
	Total	100	100	1 Hour

Each test will have a separate timing as mentioned above. There will be negative marks for wrong answers in the Objective tests. 1/4th of mark assigned for question will be deducted for each wrong answer

Adequate number of candidates in each category as decided by the Bank (approximately 10 times the numbers of vacancies. subject to availability) will be shortlisted for the Main Exam from the list of all candidates arranged in descending order of aggregate marks scored.

Phase – II: Main Examination:

Structure of Online Main Exam would be as follows:

Sl No	Name of Test	No of Questions	Max Marks	Duration
1	General / Financial Awareness	50	50	35 Mins
2	General English	40	40	35 Mins
3	Quantitative Aptitude	50	50	45 Mins
4	Reasoning Ability & Computer Aptitude	50	60	45 Mins
	Total	190	200	2 Hr and 40 Mins

Each test will have a separate timing as mentioned above. There will be negative marks for wrong answers in the Objective tests. 1/4th of mark assigned for question will be deducted for each wrong answer

Section wise marks will not be maintained

Phase – III: Local Language Proficiency Test:

Provisionally selected candidates not having studied (in class 10th or 12th) any of the specified local language of the State applied, will have to appear in Local Language Proficiency Test (LLPT).

Exam Schedule :

Preliminary Examination will be conducted tentatively in the month of September 2025 and Main Examination will be conducted tentatively in the month of November 2025. Candidates are advised to check regularly Bank’s website https://bank.sbi/web/careers/current-openings or https://www.sbi.co.in/web/careers/current-openings for details and updates

Vacancies in South Indian States :

State	Language	No of Vacancies
Andhra Pradesh	Telugu / Urdu	310
Karnataka	Kannada	270
Tamil Nadu	Tamil	380
Telangana	Telugu / Urdu	250
Kerala	Malayalam	247

The marks obtained in the Preliminary Examination (Phase-I) will not be added for the selection and only the aggregate marks obtained in Main Examination (Phase-II) will be considered for preparation of the final merit list. Provisional selection will be made on the basis of candidate’s performance in the test (Main Examination). Final selection will be subject to

1. Verification of eligibility for the post and information furnished in the online application.
2. Qualifying in test of specified opted local language, where applicable, as detailed above.

PAY SCALE:

Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7- 57400-4400/1-61800-2680/1-64480. The starting Basic Pay is Rs.26730/- (Rs.24050/- plus two advance increments admissible to graduates).

EMOLUMENTS:

The total starting emoluments of a Clerical Cadre employee payable at Metro like Mumbai will be around Rs.46,000/- per month inclusive of D.A., other allowances at the current rate and two additional increments for newly recruited graduate junior associates. Allowances may vary depending upon the place of posting. They will be eligible for reimbursement of various perquisites, provident fund, Pension under New Pension scheme (Defined Contribution Benefit), Medical, Leave-Fare and other facilities, as per instructions of the Bank as may be issued from time to time

APPLICATION FEE AND INTIMATION CHARGE: (Non-Refundable)

Sl No	Category	Fee / Intimation Charges
1	SC / ST / PwBD	Nil
2	General / OBC / EWS	Rs.750/-

ADVANTAGES OF TESTWIZARD FOR IBPS CSA / CLERKS EXAM

1. Coaching provided for Preliminary Exam , Main (Professional Subject) Exam .
2. Classes conducted by Well Experience Subject qualified Faculties and Ex Bankers
3. 3 Month Online Course covering All Subjects for Preliminary Exam ( English , Reasoning , Quantitative Aptitude) and General / Financial Awareness / Computer Awareness  for Mains .
4. Online Classes conducted at convenient timings
5. 50+ Online Mock Tests in SBI pattern to improve speed and accuracy

AGE :

Minimum: 20 years and  Maximum: 30 years

Relaxation of Upper age limit

1 Scheduled Caste/Scheduled Tribe 5 years

2 Other Backward Classes (Non-Creamy Layer) 3 years

3 Persons With Benchmark Disabilities as defined under “The Rights of Persons with Disabilities Act, 2016” 10 years

4 Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment, subject to ceiling as per Government guidelines. 5 years

Notes :

The maximum age limit specified is applicable to General Category candidates and Economically Weaker (EWS) Category Candidates.

Candidates seeking age relaxation will be required to submit necessary certificate(s) in original/ along with photocopies at the time of Interview and at any subsequent stage of the recruitment process as required by IBPS/ Participating Bank(s).

Candidates must produce Caste / Category Certificate issued by competent authority in the prescribed format as stipulated by Government of India in case of SC / ST / OBC/ PwBD category. The formats of the certificates are annexed with the Notification. However, the same are subject to amendment from time to time as per Government Guidelines.

In case of candidates belonging to OBC category, certificate should specifically contain a clause that the candidate does not belong to creamy layer section excluded from the benefits of reservation for Other Backward Classes in Civil post & services under Government of India. Candidates belonging to OBC category but coming under creamy layer are not GO TO INDEX 4 entitled to OBC reservation. They should indicate their category as General in the online application form. The candidate should possess a valid OBC certificate with a Non-creamy layer clause as per the Government of India guidelines, from time to time

Economically Weaker Section (EWS)

1. Persons who are not covered under the existing scheme of reservations to the Scheduled Castes, the Schedule Tribes and the Other Backward Classes and whose family has gross annual income below Rs.8.00 lakh (Rupees eight lakh only) are to be identified as EWSs for benefit of reservation. The income shall include income from all sources i.e. salary, agriculture, business, profession etc. and it will be income for the financial year prior to the year of application. Also persons whose family owns or possesses any of the following assets shall be excluded from being identified as EWSs, irrespective of the family income: i.) 5 acres of Agricultural Land and above; ii.) Residential flat of 1000 sq. ft. and above; iii.) Residential plot of 100 sq. yards and above in notified municipalities; iv.) Residential plot of 200 sq. yards and above in areas other than the notified municipalities.

2. The property held by a “Family” in different locations or different places / cities would be clubbed while applying the land or property holding test to determine EWS status.

3. The benefit of reservation under EWS can be availed upon production of an Income and Asset Certificate issued by a Competent Authority. The Income and Asset Certificate issued by any one of the Authorities as notified by the Government of India in the prescribed format shall only be accepted as proof of candidate’s claim as belonging to EWS. The candidates shortlisted for document verification/interview shall be required to bring the requisite certificate as specified by the Government of India at the time of appearing for the process of document verification/interview.

4. The term “Family” for this purpose will include the person who seeks benefit of reservation, his/her parents and siblings below the age of 18 years as also his/her spouse and children below the age of 18 years.

5. The instructions issued by the Government of India in this regard from time to time shall be adhered to.

EDUCATIONAL QUALIFICATIONS :

A Degree (Graduation) in any discipline from a University recognised by the Govt. Of India or any equivalent qualification recognized as such by the Central Government. The candidate must possess valid Mark-sheet / Degree Certificate that he/ she is a graduate on the day he / she registers and indicate the percentage of marks obtained in Graduation while registering online.

CREDIT HISTORY:

• The candidate applying shall ensure that, they maintain a healthy Credit history at the time of joining of participating banks. The minimum credit score will be as per the policy of Participating Banks, amended from time to time.

•  Those candidates whose CIBIL status has not been updated before the date of joining, have to either get the CIBIL status updated or produce the NOCs from lender to the effect that there is no outstanding with respect to the accounts adversely reflected in the CIBIL, failing which the letter of offer may be withdrawn / cancelled. The final discretion in this regard remains with the allotted Bank.

NOTE: Candidates with no bank account shall not be required to produce the CIBIL status. CIBIL Score requirement is not a pre-condition to apply.

APPLICATION FEES & INTIMATION CHARGES

Application Fees/ Intimation Charges [Payable from 01.08.2024 to 21.08.2024 (Only online payment), both dates inclusive] shall be as follows: –

Rs. 175/- (inclusive of GST) for SC/ST/PwBD candidates.

Rs. 850 /- (inclusive of GST) for all others.

STRUCTURE OF EXAMINATION

The structure of the Examinations which will be conducted online are as follows:

1. Preliminary Examination (Objective Test)

Sr No	Name of Test	No of Questions	Maximum Marks	Medium of Exam	Time allotted for each test (Separately Timed)
1	English Language	30	30	English	20 mins
2	Quantitative Aptitude	35	35	English	20 mins
3	Reasoning Ability	35	35	English	20 Mins
	Total	100	100		60 Min

Candidates have to qualify in each of the three tests by securing minimum cut-off marks to be decided by IBPS. Adequate number of candidates in each category as decided by IBPS depending upon requirements will be shortlisted for Online Main Examination.

• Main Examination (Objective and Descriptive)

Sr No	Name of Test	No of Questions	Maximum Marks	Medium of Exam	Time allotted for each test (Separately Timed)
1	Reasoning & Computer Aptitude	45	60	English	60 mins
2	General / Economy /Banking  Awareness	40	40	English	35 mins
3	English Language	35	40	English	40 mins
4	Data Analysis & Interpretation	35	60	English	45 mins
	TOTAL	155	200		3 HOURS
	English Language (Letter Writing & Essay)	02	25	English	30 mins

Descriptive Paper of English Language (Letter writing & Essay) may be evaluated by an automated scoring mechanism for identifying features related to writing proficiency. This scoring mechanism is duly validated and evaluates proficiency of test takers in writing in English Language in an objective manner as the mechanism does not have any in-built biases for evaluating responses

PENALTY FOR WRONG ANSWERS  (Applicable to both – Online Preliminary and Online Main Examination)

There will be penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question. F. CUT-OFF

SCORE (Online Main Examination)

Each candidate will be required to obtain a minimum score in each test of Online Main examination and also a minimum total score to be considered to be shortlisted for interview. Depending on the number of vacancies available, cut-offs will be decided and candidates will be shortlisted for interview. Prior to the completion of the interview process, scores obtained in the Online Main examination will not be shared with the candidates shortlisted for interview. Decision of IBPS in shortlisting and calling number of candidates for common interviews/ provisional allotment shall be final.

MARKS OBTAINED IN THE ONLINE MAIN EXAMINATION ONLY WILL BE CONSIDERED FOR SHORTLISTING FOR INTERVIEW AND ALSO FOR FINAL MERIT LISTING

INTERVIEW

Candidates who have been shortlisted in the Online Main examination will subsequently be called for an Interview to be conducted by the Participating Banks and coordinated by the Nodal Bank in each State/ UT/ Region with the help of IBPS.

· Interviews will be conducted at select centres. The centre, address of the venue, time & date of Interview will be informed to the shortlisted candidates in the call letter.

· Candidates are required to download their interview call letters from authorised IBPS website www.ibps.in. Please note that any request regarding change in date, centre etc. of interview will not be entertained. However, IBPS reserves the right to change the date/ venue/ time/ centre etc. of interview or hold supplementary process for particular date / session / venue / centre / set of candidates at its discretion, under unforeseen circumstances, if any.

· The total marks allotted for Interview are 100. The minimum qualifying marks in interview will not be less than 40% (35% for SC/ST/OBC/PWBD candidates). GO TO INDEX 14

· The weightage (ratio) of Online Main Exam and interview will be 80:20 respectively.

· The combined final score of candidates shall be arrived at on the basis of scores obtained by the candidates in the Online Main Examination and Interview.

· Interview score of the candidates failing to secure minimum qualifying marks or otherwise barred from the interview or further process shall not be disclosed.

· A candidate should qualify both in the Online Main Exam and interview and be sufficiently high in the merit to be shortlisted for subsequent provisional allotment process, details of which will be made available subsequently on authorised IBPS website www.ibps.in

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